$999,000
 $5,363 est/mo Sourced by Back At You

49g Miriam Street,Stock Island, FL 33040

Stock Island, FL 33040

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Description

This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1.1M. The main residence offers 3 bedrooms, 2 bathrooms, and over 1,500 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round. The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy. Similar properties are bringing in over $6500 per month in rent. The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys. Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.

Details

MLS #620041
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year2026
Days On Site90
Listing Provided ByIsland Life Realty Experts | Jimmy R Lane

Features

Bed(s)4
Bath(s) 3 Total
SQ Feet2,000
ZoningURM - Urban Res Mobile Home Dist
Acreage0.08
Water FrontNone
Property ViewNo Waterview

Taxes

Property2016

Area Information

StateFL
CountyMonroe
CityStock Island
Zip Code33040
Area05 Stock Island to Shark Key
Community NameLincoln Gard. No. 2 (5.0)
Listing VS Median (in Lincoln Gard. No. 2 (5.0))
Price:
$999,000
low | high
Med:
$599,000
90.04004004004% of Average
sqft:
2,000
low | high
Med:
1,104
94.8% of Average
$ / sqft:
$500
low | high
Med:
$543
41.376884130507% of Average
On site:
90
low | high
Med:
650
13.846153846154% of Average
Sourced by Back At You

Market Activity 33040

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Learn More About This Property

StateFL
CountyMonroe
CityStock Island
Zip Code33040
Area05 Stock Island to Shark Key
Community NameLincoln Gard. No. 2 (5.0)
Listing VS Median (in Lincoln Gard. No. 2 (5.0))
Price:
$999,000
low | high
Med:
$599,000
90.04004004004% of Average
sqft:
2,000
low | high
Med:
1,104
94.8% of Average
$ / sqft:
$500
low | high
Med:
$543
41.376884130507% of Average
On site:
90
low | high
Med:
650
13.846153846154% of Average
Sourced by Back At You
Nearby Listings (Within 1/4 mile)
Price: $749K - $1.248M
sqft: 1,500 - 2,500
Nearby Listings Property ImageNearby Listings Details
13A-14A 12th Avenue Property Photo 1
$2,100,000
13a-14a 12th Avenue
Stock Island, FL 33040
Listing Updated: August 15, 2026 at 12:47:53 PM PDT
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